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Tammy Marzigliano and Kendall Onyendu

10 Years After Dodd-Frank, Here’s What We Know

In 2010, Congress responded to years of turmoil in the financial services industry by enacting the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). This landmark legislation was intended to protect consumers, regulate and police Wall Street, restore economic stability, end “too-big-to-fail” institutions, and prevent another financial crisis.

July 2020 marked the tenth anniversary of Dodd-Frank. Despite several attempts to undercut the law over the past decade, its protections have benefitted countless U.S. consumers, investors, taxpayers, and whistleblowers. Even now, Dodd-Frank has helped the nation avoid an economic collapse in the wake of the coronavirus pandemic.

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